A morning of fine print

Spent most of the morning reviewing our insurance. I confirmed our home’s “All Perils” policy doesn’t list covered events; instead, it only lists exclusions. For example, damage from a burst pipe is covered simply because it isn’t excluded. I also checked the fine print for our 2026 health plan to confirm it provides worldwide coverage and purchased an annual medical repatriation subscription, something we had allowed to lapse during the pandemic.

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